I'm relying on my credit card to get through every month after losing my job

DEAR DEIDRE: I’M relying on my credit card to get through every month.

I lost my job at the start of the pandemic and have not found anything since.


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I’m 53 and have worked as a pub manager since my 30s. I love my work and hoped to find something similar once restrictions were lifted.

But I always lose out to someone younger or more qualified than me.

I’m living on Jobseeker’s Allowance and even though I’ve cut my spending as much as possible, I’m still short by about £200 each month.

So I’m relying on my credit card and “buy now, pay later” schemes but I’ve racked up £4,000 in debt since March last year and I don’t see how this can stop any time soon.

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DEIDRE SAYS: Many companies do want emotionally mature and experienced staff, so don’t write yourself off.

I’m sending you my support pack, Help For Job Hunters, which has tips to help your search.

Contact nationaldebtline.org (0808 808 4000), for confidential advice and a plan to pay off your debt.

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